Jun 6, 2016
Balls in Business!
Watching the French Open the other day, it hit me like a 130 miles per hour serve. There are so many similarities between top level tennis players and highly successful entrepreneurs.
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Apr 13, 2016
The World’s Gone Mad!
The verdict is in: if you’re a successful business owner then YOU are the bad guy.
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Mar 8, 2016
It’s a Revolution!
"You say you want a revolution" John Lennon once sang. Well, if you do, then you're in luck - there's a global uprising happening right now! Conventions are being tossed aside, the status quo ripped apart, and long time traditions overturned.
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Mar 7, 2016
Don’t Bother: Why Proven, Effective Tax Strategies Are A Waste of Time
“I don’t care.”
That's the message you’re sending out when you don't bother to investigate proven tax strategies.
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Jan 29, 2016
Top Secret: How 150 Years of Canadian Financial Success Can Earn YOU An Unbeatable 6.75% Return on Investment
Psst! Did you know that if you have a need for life insurance - either corporately or personally - you could also be benefiting from tax sheltered growth and earning a return on investment of up to 6.75% annually?
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Jan 18, 2016
Why Wait Until You’re Dead?
We’re all going to die! Don’t worry, this isn’t a prediction of the apocalypse. It’s just a simple fact. We’re all going to die, yet many high-net-worth individuals continue to put off creating a succession plan for themselves and their estate - often
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Dec 31, 2015
Small Business Is Under Attack!
Remember those classic science fiction movies from the 1950s and 60s, featuring bobble-headed Martians and their mad schemes to take over Earth?
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Jul 18, 2013
Is Your Insurance Planning Affected by the Recent Budget?
On March 21st, Finance Minister Jim Flaherty tabled his 2013 Federal Budget. Some of the provisions of that document has or will have an impact on some life insurance products and/or strategies. However, let’s start on a positive note...
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May 22, 2013
Plan Well For Your Family Business
If you are an owner in a family enterprise, you may not be aware that the chances of your business transitioning successfully to the next generation are not very good. With 80% to 90% of all enterprises in North America being family owned, it is important
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Apr 17, 2013
The Estate Bond – Have Your Cake and Eat it too!
Often we see older investors shift gears near retirement and beyond. Many become risk averse and move their assets into fixed income type investments. Unfortunately this often results in the assets being exposed to higher rates of income tax...
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Feb 27, 2013
Reviewing Your Estate Plan
Whether your estate is large or modest, it is always a good idea to review your estate plan regularly to ensure that it continues to meet your objectives and keep up with any changes in your financial or family situation.
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Feb 19, 2013
Corporate AND personal tax rates increased in BC Budget!
The BC Provincial 2013 Budget was delivered this week, and it includes increases to both corporate and personal tax rates that are set to become a reality in the next six weeks.
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Jan 25, 2013
Estate Value Risk Management in Turbulent Times – The Mortality Hedge Revisited
Living through the volatility of equity markets can be extremely stressful for those who have significant investment portfolios.
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Dec 19, 2012
Got an RSP and turning 71?
If you have been accumulating wealth in a Registered Savings Plan and are turning 71 this year or next, you should be aware of the decisions you have to make.
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Nov 30, 2012
The top lip caterpillars have left the building!
It was nice getting to mo’ you.
As Movember makes way for December, the moustaches grown this month are clearing out.
The team at Ocean West Financial Group stepped up to the challenge to ‘grow a mo’ and support prostate cancer...
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Nov 21, 2012
The Insured Annuity: Personal & Charitable
At a time when equity markets are experiencing high volatility, the safe alternative appears to be low return, highly taxed GIC’s. Many seniors are now discovering how to increase their guaranteed yields by using the Insured Annuity Strategy.
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Oct 17, 2012
Guaranteed Level Cost of Insurance – Get it While You Still Can!
The equity markets of the past four years plus the prevailing low interest rate environment have combined to have a dramatic effect on the Canadian life insurance industry.
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Sep 6, 2012
The Stability of the Life Insurance Industry of Canada
Given the problems encountered by some large financial institutions in the United States, how concerned should we be about the state of the life insurance industry in Canada?
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Dec 1, 2011
CRA Loses Big: No GAAR for 9-7 Life Insurance Strategies
The judgment for 2011 FC1249 has been released. The insurance companies "win" stops the CRA from obtaining details on their clients who entered into 9-7 plans (formerly referred to as 10-8 plans), and unexpectedly it exposes that the CRA had concluded th
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Alter Trust Versus Traditional Will
A will is the traditional way to distribute your assets upon your death.

But it may not be the best estate planning tool for you. Depending on your circumstances, an alter ego trust or joint spousal or partner trust could be a better choice.